Moissanite Engagement Rings Under $500: Real Prices and 6 Picks
Yes, you can buy a beautiful moissanite engagement ring for under $500, and you do not have to settle for a tiny stone to do it. At Bhumi Gems, every simple moissanite solitaire from 1 to 5 carats costs less than $500 in 925 sterling silver. Here is what $500 buys today, where the limit is, and six rings you can order for under $500.
What $500 Buys in Moissanite
With moissanite, the metal decides most of the price, not the stone. A bigger stone adds only about $50 per carat in our store, so even a large centre stone stays within budget in sterling silver:
| Simple solitaire | 925 sterling silver |
|---|---|
| 1 ct (about 6.5 mm round) | $149.99 |
| 2 ct (about 8 mm round) | $199.99 |
| 3 ct (about 9.3 mm round) | $249.99 |
| 5 ct | $349.99 |
Halo and pavé designs start at the same silver price, and special cuts such as the Portuguese or Dutch marquise cost about 20% more. Prices were checked in October 2026; each product page shows the current price for every metal.
Where the $500 Line Is
Under $500 means sterling silver. Solid gold starts at about $550 for a 1 ct solitaire in 10K, and a 2 ct solitaire in 14K is about $700. Our moissanite ring price guide gives the full table by carat and metal.
Sterling silver is a fine choice if you want a big look for a small budget or a ring for lighter wear. It is softer than gold and can tarnish, so it needs a polish now and then. White silver is rhodium plated, and yellow and rose silver are gold plated, so the colour layer can wear over time. If the ring will be worn every day for years, 10K or 14K gold lasts better; see metal colors for an engagement ring.
Six Rings Under $500
All six are made to order in 925 sterling silver for under $500, and can also be made in 10K, 14K or 18K gold for more.
Oval Solitaire with a Filigree Pavé Band, 3 ct
A 3 ct oval moissanite on a band set with small stones and finished with vintage-style filigree. Ovals look larger than rounds of the same weight. $249.99 with a 3 ct centre in sterling silver, or $149.99 with a 1 ct centre.
Radiant Cut Halo
A radiant centre framed by a halo of small round stones, with more stones running down the band. The radiant cut has trimmed corners and lively sparkle. $249.99 with a 3 ct centre in sterling silver, or $149.99 with a 1 ct centre.
Round Vintage Cluster, 2 ct
A 2 ct round centre surrounded by a floral cluster of small stones, with more stones along the band, for a vintage look with plenty of sparkle. From $199.99 in sterling silver.
Princess Cut with a Pavé Band, 3 ct
A 3 ct princess cut centre held in prongs, on a band set with small round stones. Clean, modern and square. $249.99 with a 3 ct centre in sterling silver, or $149.99 with a 1 ct centre.
Oval Halo, 7 ct
For the biggest look on a budget: a 7 ct oval centre with a halo and a stone-set band. It is a statement ring, and still under $500: $449.99 with a 7 ct centre in sterling silver.
Round Moissanite Couple Ring Set
A round moissanite solitaire and a matching partner band, made together in the same metal so they sit side by side as a set. A good choice for couples who want matching rings. $199.99 for the pair in sterling silver with a 1 ct centre, or $299.99 with a 3 ct centre.
How to Get the Most from a $500 Budget
- Choose the stone size first. With moissanite, going from 1 ct to 3 ct adds only about $100, so size is the cheapest upgrade. Compare sizes in our size chart.
- Pick a shape that looks bigger. Oval, pear and marquise cover more of the finger than a round of the same weight. See oval vs round.
- Keep the setting simple. A solitaire gives the most stone for the money.
- Think about daily wear. If the ring will be worn every day, saving a little longer for 10K gold is often worth it.
- Get the size right first time. Use our ring size guide before you order.
Quick Answers
Can I get a real moissanite engagement ring for under $500?
Yes. Every simple moissanite solitaire from 1 to 5 carats costs less than $500 in 925 sterling silver in our store.
Can I get a gold moissanite ring for under $500?
Not as an engagement ring: solid gold starts at about $550 for a 1 ct solitaire in 10K. A thin moissanite band in 10K gold starts at $409.99.
Is a sterling silver engagement ring a good idea?
It is a good choice for a big look on a small budget or for lighter wear. For a ring worn every day for many years, solid gold or platinum lasts better.
Is moissanite a real diamond?
No. Moissanite is its own gemstone, silicon carbide, rated 9.25 on the Mohs scale. It looks similar to a diamond and has more rainbow fire. Read is moissanite a real diamond?
See every ring you can order for under $500, sorted by price, in our moissanite engagement rings under $500 collection, or follow our step-by-step buying guide.